Your child may care his or her insurance and cash value all the way into retirement. The policy can continue to grow throughout his or her life and can serve as a central building block for your child's future financial plan.
For most families, the cost is relatively inexpensive because insurance pricing is based on age and health. This means the premium will remain affordable for the insured, who may take over the premiums payments as a young adult.
We have found it is better to have life insurance and not need it than not having life insurance when something happens.
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